CreditRepair.com Review – Great insurance or Scam?
PROS: CreditRepair.com offers extraordinary educational assets on themes related to credit and finances.
CONS: As far as we can tell, there is a lack in client benefits offered by CreditRepair.com
VERDICT: CreditRepair.com has a large number of the elements we search for in our survey, yet its poor client benefit, low promoted outcomes and high cost shielded it from ranking higher in our review.
CreditRepair.com is a credit repair services with quite a few valuable program components and great educational resources. Nonetheless, it is costlier than some of the other services we looked into and it does not publicize as quite a bit of a credit point increment as others services do.
Support and Service
We contacted CreditRepair.com in different occasions to test its customer service. This organization was lethargic to email, however we could get in touch with their agents via telephone more often than not. The data we got from these agents were straightforward and matched the data we found on its site. Due to the organization's unresponsiveness to emails, and in addition the way that agents did not follow up with us, this credit repair business got a generally low customer service score.
We ranked CreditRepair.com with a high educational score as the quantity of educational topics available on the site up to the mark and for its exceptionally useful blog. We suggest utilizing these tools to enable you to better understand credit and funds with the goal that you can learn how to gain back in control of your finances.
Cost and Fees
This credit repair organization charges a month to month expense for its services. At the duration of this survey, CreditRepair.com charges $99.95 per month, which is one on the costly month to month expenses in our review. In the event that you join with another person as a couple, you each get $50 off the main instalment, for an aggregate of $100 off. Other organizations we explored offers a superior discount for couples.
There is no different setup expense to utilize this service. The organization pulls your credit report for you, and at the time of this review, the expense for this service is one pay-out of $14.99. There are no extra charges on top of the month to month expense and pull credit report expense. In any case, CreditRepair.com does not offer a money-back guarantee like a number of alternate services we evaluated.
The time you spend in this credit repair program changes in light of your circumstance, yet the normal measure of time spent in CreditRepair.com's program is commonly four months, with most customers accepting a 40-point credit score increase, which is lower than the other organizations in our survey publicize. Keep in mind that your outcomes may shift as each circumstance and credit report is distinctive. Ordinarily, this service disputes all of the items you want to challenge at once. You ought to start seeing results in about 30 to 60 days.
CreditRepair.com offers a range of program elements that can assist you with your credit to repair process. It obtains your credit report for you, however you should pay a charge for this service. You can discontinue your service with CreditRepair.com whenever you wish without any penalty. This organization likewise offers to work with your leasers and additionally the credit agencies and offers month to month credit observing and fraud security.
Pricing Per Month
This is the price the company charges each month for its credit repair services. Less is Better.
We created a customer service score to reflect the quality of the service we received when we called in to each company. Higher is Better.
This is a score we created to reflect the value and level of educational resources each company provides. Higher is Better.
CreditRepair.com does not offer good couples discount for its services and has no money-back guarantee, however it does offer a vast majority of the elements we searched for in a credit repair service. In any case, in our testing, we discovered its customer service was lacking on the grounds that the organization was not responsive to our emails.