Best CuraDebt Relief Reviews – Legit or Big Fraud?

PROS: CuraDebt offers both debt management and debt consolidation services.

CONS: This service, charges an account maintenance fee, which various other companies do not charge.

VERDICT: This is a respectable consolidation company that does not attempt to misguide consumers. It has a strong reputation, making it a great choice for debt consolidation.

CuraDebt Review

CuraDebt Review

CuraDebt, established in 2000, offers debt management and debt consolidation services to clients. This implies it can give you more options for debt relief. Its exceptional rating with business accreditation services, such as IAPDA and AFCC, and very few complaints help to set up CuraDebt as a trustworthy company. However, the savings offered by this company are average, and has a good reputation, so it falls in the middle of the line-up.

CuraDebt – Eligibility & Application

Start your procedure by calling them to speak to a representative or filling out the online consultation form. The company gives a free consultation to assess your debts and situation. To meet all requirements for CuraDebt's bill consolidation program, you require at least $7,500 in unsecured debts. Although, this number may change depending on what type of debts you have and where you live. Qualifying debts include credit card debt, medical bills and other lines of credit. Other types of unsecured debts may not be qualified however, for example student loan consolidation or payday loan consolidation. Generally, CuraDebt charges 20 percent in fees, which you pay when CuraDebt effectively negotiates your debts and recovers clients up to 30 to 50 percent of their debt.

Contacting customer service, we calculated this score based on our experience.

Higher is Better

  1. New Era Debt Solutions 90%
  2. National Debt Relief 85%
  3. Category Average 81.50%
  4. Accredited Debt Relief 80%
  5. CuraDebt 80%

Generally, debt consolidation programs take anywhere in the range 24 to 48 months. CuraDebt falls well inside this industry standard. While this may appear to be long, great programs require time, and you should be careful about anyone who guarantees you a quick fix to your financial situation. During your debt consolidation service, to achieve better rates, a debt negotiator works with your creditors while you put money into a savings account. The cash from this account will then go to paying your creditors.

Cost & Fees

While you are working with CuraDebt, you are in charge of a small, account maintenance fee. For your consolidation program, this fee goes towards keeping your electronic account and not toward the company. CuraDebt is malleable with FTC law,Since it is not imposing this fee for its consolidation services, anyhow, this is frequently considered a loophole around the regulations.

The Company Accreditations

CuraDebt is AFCC and IADPA accredited. IADPA works inside the industry to prepare and certify debt arbitrators. By conducting a third-party analysis of company practices,the AFCC finds the best debt consolidation companies to ensure the company is upholding FTC regulations.

The company website is essential and can be confusing. For instance, many links lead you back to an appointment form without a way to return to the main site, compelling you to click the back button to navigate the site. Beside from navigation issues, the site has important information about debt consolidation and various options you have for debt management. You can likewise visit the blog for more data and up-to-date financial management tips.


CuraDebt has a strong reputation in the industry and gives average savings for its clients. Its site can be confusing and sometimes disappointing to use, but in general it provides good information about debt consolidation.